Citi Credit and Portfolio Risk Analyst - Sears in Mumbai, India

  • Primary Location: India,Maharashtra,Mumbai

  • Education: Bachelor's Degree

  • Job Function: Risk Management

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: No

  • Job ID: 18052833

Description

Job Description:

  • POSITION TITLE: Credit & Portfolio Risk Analyst

  • BUSINESS GROUP: CSIL

  • DEPARTMENT: Risk Analytics

  • Grade/Level: C11

  • FUNCTION/GROUP: Citi Retail Services - Risk Management Analytics

  • LOCATION: Mumbai

Role and Responsibilities:

Business/Department Objectives:

  • Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

Core Responsibilities:

  • The successful candidate will be responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth & loss mitigation goals.

Day-to-Day Responsibilities:

  • Driving credit risk policies in any of the following areas – authorizations, underwriting, existing customer management, acquisitions

  • To define, analyze, implement, and monitor credit risk strategies

  • Must have capability to clearly communicate analyses

  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job

  • Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities

  • Financial/ Budgetary: NA

  • Individual Contributor (IC)/Managerial: Individual Contributor

Key Deliverables:

  • To clearly formulate analytical hypothesis,

  • Perform ad-hoc analysis to support it, communicate results clearly, and understand cause & effect relationships

  • Support approved strategies through implementation

  • Ability to manage multiple priorities

  • Relocation: Yes

Qualifications

Qualifications:

Required:

Education:

  • Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics

Preferred Education:

  • Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics

Experience:

  • 5+ years of relevant experience

Skills:

  • Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems

  • Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments

  • Highly proficient in Excel/pivot tables and PowerPoint

Preferred Skills:

  • Credit card industry experience especially in an analytics or policy role is preferred

Other:

  • Exposure to project/process management

  • Strong communication and presentation skills targeting a variety of audiences

  • A qualified candidate needs to be able to work with cross functional teams

  • Creates and sustains a network of strong client relationships

  • Flexibility in approach and thought process

  • Ability to work effectively across portfolio risk policy teams and functional areas teams

  • Strong influencing, negotiating, and facilitation skills

  • Analytical mindset